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Heat oven to 350°.
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In large skillet, brown ground beef until done and crumbly; drain.
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Stir in beans, tomatoes, garlic powder, salt and pepper; set aside.
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In a saucepan, combine soups and enchilada sauce; stir and heat through.
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Spoon 1/3 of sauce in bottom of greased 9Ã?13â?³ baking dish.
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Top with 3 corn tortillas; sprinkle with 1 c cheese. Spoon half of meat mixture over cheese.
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Repeat layers. Sprinkle with chopped tomatoes and cilantro.
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Bake 30 min. Top with chopped avocado before serving.